Privacy Policy

Information We Collect

• Account registration and profile information
• Financial data required for service provision
• Communication preferences and history
• Technical information about your device and connection
• Location data when relevant to our services
• Cookies and similar tracking technologies

How We Use Your Information

lorenphastio uses your personal information to provide, maintain, and improve our financial services. We process your data to deliver personalized content, communicate important updates, process transactions, and ensure the security of our platform. Your information also helps us analyze user trends and develop new features that enhance your experience.

1. Provide and maintain our financial services platform
2. Process transactions and manage your account
3. Send important notifications and updates
4. Improve our services through data analysis
5. Prevent fraud and ensure platform security
6. Comply with legal and regulatory requirements

Data Sharing and Third Parties

We do not sell, rent, or trade your personal information to third parties for marketing purposes. However, we may share your information with trusted service providers who assist us in operating our platform, conducting business, or serving our users. These providers are contractually bound to keep your information confidential and secure.

Your Rights and Choices

Under Australian privacy law, you have several rights regarding your personal information. You can access, correct, or delete your personal data, and you have the right to object to certain processing activities. You may also request data portability or ask us to restrict processing in certain circumstances.

• Right to access your personal information
• Right to correct inaccurate or incomplete data
• Right to delete your personal information
• Right to restrict or object to processing
• Right to data portability
• Right to withdraw consent where applicable

Data Security and Protection

We implement comprehensive security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. Our security practices include encryption, secure servers, regular security assessments, and strict access controls. We continuously monitor and update our security measures to address emerging threats.

Data Retention and Deletion

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, resolve disputes, and enforce our agreements. Different types of information may have different retention periods based on their nature and our business requirements.

International Data Transfers

Your personal information may be transferred to and processed in countries other than Australia where our service providers operate. When we transfer data internationally, we ensure appropriate safeguards are in place to protect your information in accordance with Australian privacy laws and international standards.

Cookies and Tracking Technologies

Our website uses cookies and similar technologies to enhance your browsing experience, analyze site usage, and provide personalized content. You can manage your cookie preferences through your browser settings, though disabling certain cookies may affect site functionality. We use both session and persistent cookies for various purposes including security, preferences, and analytics.

Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make significant changes, we will notify you by email or through a prominent notice on our platform. We encourage you to review this policy periodically to stay informed about how we protect your information.