Financial Quick Insights

Bite-sized business finance tips and strategies you can actually use this week

3 min read

Cash Flow Management Essentials

Most businesses fail not because they're unprofitable, but because they run out of cash. Here's what actually works when your invoices are sitting unpaid and bills are due next week.

  • Set up automatic payment reminders at 15, 30, and 45 days
  • Negotiate payment terms upfront—don't assume 30 days is standard
  • Keep a rolling 13-week cash flow forecast updated weekly
  • Build relationships with suppliers for extended terms during tight periods
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4 min read

Business Growth Funding Options

When your business is ready to scale, choosing the wrong funding can actually slow you down. Each option comes with trade-offs that most entrepreneurs don't consider until it's too late.

  • Revenue-based financing for consistent monthly income businesses
  • Equipment loans often beat general business loans by 2-3% interest
  • Invoice factoring can free up cash in 24 hours, but costs add up
  • Government grants require patience but offer the best terms
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